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After living paycheck to paycheck in my early 20s, I decided I needed to come up with a different approach to my money dates during different times of my spending cycles, each with its own set of priorities.
Now, I check in with my money every week, month, and year, and ask myself four questions each time.
They include “What are my biggest goals and, subsequently, my biggest expenses?” (yearly), “Is this system working for me?” (monthly), and “How much did I spend this week?” (weekly).
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After college, my finances were an enigma to me. I had spent four years as an undergrad working low-paying jobs and living paycheck-to-paycheck. I did what I needed to scrape by, and I managed to follow some basic rules to make sure my credit remained in good shape.

But soon, I learned about the concept of a “money date.” The idea was simple: A money date is a regular financial check-up.

A money date can either be with yourself, alone, or between you and the people you share your finances with.

I decided to try having self money dates once a week, initially just to track my spending. But I soon realized …read more


Source:: Businessinsider – Finance

      

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