When planning for retirement, most people only factor in the day-to-day costs when calculating how much they’ll need to spend their golden years comfortably. As you budget your retirement to gauge your monthly costs, you’re probably focused the most on mortgage or rent payments, credit card bills, groceries, and other basic monthly costs.

1. Enroll in a health savings account2. See if your employer offers retiree healthcare coverage3. Make health and wellness a priority leading up to retirement

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Source:: AOL.com

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